The centralized financial system has created much inequality across the globe with industry insiders acting as gatekeepers that continue to tip the odds in their favour. Ordinary people find it difficult to access financial services and when they do it is under very tough conditions and unfair terms.

Blockchain technology has enabled the decentralization of finance through some novel solutions that level the playing field for all participants. DeFi has lowered the entry barriers for the finance industry by allowing personalized management of money, savings, investments, and liabilities.

DeFi eliminates the need for intermediaries in the financial system thus expanding the reach of services and commerce opportunities that cater to a wider market including the underbanked and unbanked. Plow Finance is one of such services, that is specifically built for decentralized finance.